Chunky Monkey Overnight Oats are a tasty way to start your day! With banana, chocolate, and peanut butter mixed in, they’re both fun and filling.
I love making these oats the night before—just mix everything, let it chill, and boom! You have a delicious breakfast ready to go. Who needs a busy morning, right? 🍌🍫
Key Ingredients & Substitutions
Rolled Oats: These are the star of the show, providing a hearty base. If you don’t have rolled oats, quick oats work too, but the texture will be softer.
Milk: Any milk type works! I like using almond milk for a nutty flavor. Oat milk adds creaminess, too. Just make sure it’s unsweetened if you prefer to control the sweetness.
Greek Yogurt: This adds creaminess and protein. You can swap it out for dairy-free yogurt or skip it entirely if you want a lighter version.
Peanut Butter: A must for that Chunky Monkey flavor! If you’re allergic, almond butter or sunbutter is a tasty alternative that still gives a nutty profile.
Banana: Fresh bananas are the best. If you’re in a pinch, mashed banana could work too! This will give a more uniform flavor throughout.
How Do I Get the Perfect Texture for Overnight Oats?
Getting the right texture is key in overnight oats. Here’s how to achieve it:
- Use rolled oats—quick oats can become mushy.
- Balance liquid well; too much makes them soupy. Stick to the 1:1 ratio of oats to milk for best results.
- Add chia seeds if you want a thicker texture; they absorb liquid and create a nice creaminess.
- Let them sit overnight in the fridge to soften and thicken!
A quick stir the next morning helps too! Enjoy your oats cold for a refreshing breakfast.

How to Make Chunky Monkey Overnight Oats
Ingredients You’ll Need:
- 1/2 cup rolled oats
- 1/2 cup milk (dairy or plant-based)
- 1/4 cup Greek yogurt (optional for creaminess)
- 1 tbsp chia seeds (optional for added texture and nutrition)
- 2 tbsp peanut butter
- 1 small banana, sliced (reserve a few slices for topping)
- 1 tbsp maple syrup or honey (optional for sweetness)
- 2 tbsp mini chocolate chips
- A pinch of salt
- A few extra oats and chocolate chips for garnish
How Much Time Will You Need?
This recipe takes about 10 minutes to prepare. You’ll need to refrigerate it overnight (or for at least 6 hours), so it’s best to make it the night before you want to eat it. Perfect for busy mornings!
Step-by-Step Instructions:
1. Mix the Base:
In a mixing bowl or jar, combine the rolled oats, milk, Greek yogurt, chia seeds, and a pinch of salt. Use a spoon to stir everything together until well mixed.
2. Add Sweetness and Flavor:
Next, sprinkle in half of the mini chocolate chips and stir again so they are evenly spread out. Then, stir in the peanut butter until it’s well blended into the mixture.
3. Fold in the Banana:
Slice half of the banana and gently fold the pieces into the oat mixture. Don’t forget to save a few slices for topping later!
4. Sweeten It Up:
If you like your oats a bit sweeter, add the maple syrup or honey now. Give everything a final stir to combine all the ingredients.
5. Chill Out:
Transfer the mixture into a jar or a container with a lid. Pop it in the fridge and let it chill overnight (or for at least 6 hours) so the oats can soak up all the goodness.
6. Time to Serve:
The next morning, take your oats out of the fridge. Give them a quick stir to make sure everything is mixed together again. Top with the reserved banana slices, drizzle some extra peanut butter on top, and sprinkle the remaining chocolate chips and a few oats for garnish.
7. Dig In!
Serve your delicious Chunky Monkey Overnight Oats chilled and enjoy every bite!
Can I Substitute the Milk in This Recipe?
Absolutely! You can use any type of milk you prefer, whether it’s dairy, almond, soy, or oat milk. Just make sure it’s unsweetened if you want to control the sweetness of your oats.
How Long Can I Store Leftovers?
You can store any leftover overnight oats in an airtight container in the fridge for up to 3 days. They might thicken up a bit, so you can add a splash of milk or yogurt when you’re ready to eat for a creamier texture.
Can I Use Other Nut Butters Besides Peanut Butter?
Yes! If you’re not a fan of peanut butter or have allergies, you can easily substitute it with almond butter, cashew butter, or sunflower seed butter. Each will give a unique flavor while keeping the recipe delicious!
Is It Possible to Make These Oats Vegan?
Certainly! This recipe can be vegan by simply using plant-based milk, skipping the Greek yogurt or opting for a dairy-free alternative, and using maple syrup instead of honey. Enjoy a cruelty-free breakfast!



